It’s important to not see the loss as a bad omen. If you ask in your circle of acquaintances, you will for sure hear a couple of stories about lost engagement rings and wedding bands.
Additional to the emotional loss, there is of course also the monetary one. Therefore, it makes a lot of sense to think about an insurance already when purchasing a valuable piece of jewelry. Some providers offer special insurances for valuable pieces. A hotel heiress even staffed up personal security after receiving a 2 Million dollar engagement ring. In most cases, an insurance should be sufficient, though…
In case your ring got stolen, you should check if your household insurance will cover for it.
Sometimes, the last resort is to appreciate how much joy the ring has given you in the past.